Community Rating System

The City of Chapman participates in the National Flood Insurance Program (NFIP) Community Rating System (CRS) program.  This is a voluntary incentive program that recognizes participating communities’ efforts and encourages floodplain management activities that exceed minimum NFIP requirements.

The NFIP provides a discount in flood insurance premiums to communities that:

• establish higher floodplain standards;
• provide better floodplain mapping and flood risk information to the community;
• protect open space;
• and maintain storm water infrastructure.

Communities are rated into 10 classes, with each class providing an additional 5% discount in flood insurance premiums.  The City of Chapman is currently rated as Class 8, which provides a 10% discount in flood insurance premiums for all properties located in a Zone A, AE, or AH flood zone (known as the 100-year flood zone).

More information about the Community Rating System can be found at www.fema.gov/floodplain-management.